As a not-for-profit financial institution, LHCCU is owned by our members, democratically governed, operated with cooperative principles and insured by NCUA up to $250,000. We have member-owners not shareholders and our profits are returned to members in higher savings dividend rates and lower loan interest rates. LHCCU is Low Income Designated by NCUA and a Community Development Credit Union. We are part of the Lighthouse Financial Network whose goal is to deliver affordable financial services and education to low and moderate income families in Clark County, Washington. Contact us to become a member-owner today.