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Rates & Fees

Rates

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Savings Rates - Effective Wednesday, January 16, 2019
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.100%$25.00$25.00
ADDITIONAL SHARE0.100%$0.00$0.00
YOUTH SAVINGS0.250%$5.00$5.00
HOLIDAY CLUB ACCT0.250%$1.00$1.00
VACATION CLUB0.250%$1.00$1.00
SHARE DRAFT0.000%$0.00$25.00
MONEYTREE ACCOUNT0.100%$1,000.00$50.00
MONEYTREE ACCOUNT0.100%$1,000.00$1,000.00
MONEYTREE ACCOUNT0.100%$1,000.00$2,500.00
MONEYTREE ACCOUNT0.200%$1,000.00$10,000.00
MONEYTREE ACCOUNT0.200%$1,000.00$25,000.00
MONEYTREE ACCOUNT0.200%$1,000.00$50,000.00
TRADITIONAL IRA SAVINGS0.250%$100.00$100.00
ROTH IRA SAVINGS0.250%$100.00$100.00
COVERDELL IRA SAVINGS0.250%$100.00$100.00

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.

Loan Rates - Effective Friday, January 18, 2019
Loan TypeRates as low asTerms/Information
Used Auto 48 Months3.450%
Used Auto 60 Months3.750%
Used Auto 72 Months4.000%
New Auto 48 Months3.450%
New Auto 60 Months3.750%
New Auto 72 Months4.000%
RV/Boat/Trailer 48 Months3.450%
RV/Boat/Trailer 60 Months3.750%
RV/Boat/Trailer 72 months4.000%
Signature Loan8.950%
Home Equity Fixed5.250%
Home Equity Fixed6.250%
Home Equity Loans7.250%
JUNIOR HELOC5.250%
JUNIOR HELOC 90%6.250%
JUNIOR HELOC 100%7.250%
Personal Line of Credit6.250%

APR=Annual Percentage Rate. APRs range from 3.45% to 18.00%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. We offer a rate discount of .25% APR with automatic payments to your loan and enrollment in e-Statements. This rate discount apply only to non-real estate, secured loans. Membership required to borrow. Index=26 week Treasury Bill Rate.

Certificate Rates - Effective Friday, January 18, 2019
Certificate TermAPYMinimum Deposit
3 MO SHARE CD0.450%$1,000.00
6 MO SHARE CD0.600%$1,000.00
9 MO SHARE CD0.600%$1,000.00
12 MO SHARE CD1.160%$1,000.00
18 MO SHARE CD1.210%$1,000.00
24 MO SHARE CD1.510%$1,000.00
36 MO SHARE CD1.860%$1,000.00
48 MO SHARE CD1.810%$1,000.00
60 MO SHARE CD2.520%$1,000.00

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.

Fees

Fee Schedule