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Rates & Fees

Rates

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Savings Rates - Effective Friday, June 12, 2020
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.05%$25$25
YOUTH SAVINGS0.05%$5$5
HOLIDAY CLUB ACCT0.05%$1$1
VACATION CLUB0.05%$1$1
SHARE DRAFT0% $0
MONEYTREE ACCOUNT0.05%$1000$50
MONEYTREE ACCOUNT0.05%$1000$1000
MONEYTREE ACCOUNT0.05%$1000$2500
MONEYTREE ACCOUNT0.1%$1000$10000
MONEYTREE ACCOUNT0.1%$1000$25000
MONEYTREE ACCOUNT0.15%$1000$50000
MONEYTREE ACCOUNT0.15%$1000$100000
TRADITIONAL IRA SAVINGS0.05%$100$100
ROTH IRA SAVINGS0.05%$100$100
COVERDELL IRA SAVINGS0.05%$100$100

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.

Loan Rates - Effective Saturday, July 24, 2021
Loan TypeRates as low asTerms & Information
Used Auto 48 Months » 4.34% 48 M
Used Auto 60 Months » 4.59% 60 M
Used Auto 72 Months » 4.84% 72 M
New Auto 48 Months » 3.84% 48 M
New Auto 60 Months » 4.09% 60 M
New Auto 72 Months » 4.34% 72 M
Signature Loan » 8.84% 24 M
Home Equity Loans 6.84% 0 M
RV/Boat/Trailer 48 Months 4.84% 0 M
RV/Boat/Trailer 60 Months » 5.09% 60 M
RV/Boat/Trailer 72 months » 5.34% 72 M

APR=Annual Percentage Rate. APRs range from 4.03% to 20.03%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. We offer a rate discount of .50% APR with automatic payments to your loan and enrollment in e-Statements. This rate discount applies only to non-real estate, secured loans. Membership required to borrow. Payment Example: If you borrow $10,000 for 48 months at 4.53% APR your monthly payment would be $229.00. Index=26 week Treasury Bill Rate.

Certificate Rates - Effective Saturday, July 24, 2021
Certificate TermAPYMinimum Deposit
6 MO SHARE CD0.25%$1000
12 MO SHARE CD0.35%$1000
24 MO SHARE CD0.45%$1000
36 MO SHARE CD0.5%$1000

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time. Minimum Required to Open is also the Minimum Required to earn APY.

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Fees

Fee Schedule