Rates
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| PRIMARY SHARE | 0.100% | $25.00 | $25.00 |
| ADDITIONAL SHARE | 0.100% | $0.00 | $0.00 |
| YOUTH SAVINGS | 0.250% | $5.00 | $5.00 |
| HOLIDAY CLUB ACCT | 0.250% | $1.00 | $1.00 |
| VACATION CLUB | 0.250% | $1.00 | $1.00 |
| SHARE DRAFT | 0.000% | $0.00 | $25.00 |
| MONEYTREE ACCOUNT | 0.100% | $1,000.00 | $50.00 |
| MONEYTREE ACCOUNT | 0.100% | $1,000.00 | $1,000.00 |
| MONEYTREE ACCOUNT | 0.100% | $1,000.00 | $2,500.00 |
| MONEYTREE ACCOUNT | 0.200% | $1,000.00 | $10,000.00 |
| MONEYTREE ACCOUNT | 0.200% | $1,000.00 | $25,000.00 |
| MONEYTREE ACCOUNT | 0.200% | $1,000.00 | $50,000.00 |
| TRADITIONAL IRA SAVINGS | 0.250% | $100.00 | $100.00 |
| ROTH IRA SAVINGS | 0.250% | $100.00 | $100.00 |
| COVERDELL IRA SAVINGS | 0.250% | $100.00 | $100.00 |
APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| Used Auto 48 Months | 3.450% | |
| Used Auto 60 Months | 3.750% | |
| Used Auto 72 Months | 4.000% | |
| New Auto 48 Months | 3.450% | |
| New Auto 60 Months | 3.750% | |
| New Auto 72 Months | 4.000% | |
| RV/Boat/Trailer 48 Months | 3.450% | |
| RV/Boat/Trailer 60 Months | 3.750% | |
| RV/Boat/Trailer 72 months | 4.000% | |
| Signature Loan | 8.950% | |
| Home Equity Fixed | 5.250% | |
| Home Equity Fixed | 6.250% | |
| Home Equity Loans | 7.250% | |
| JUNIOR HELOC | 5.250% | |
| JUNIOR HELOC 90% | 6.250% | |
| JUNIOR HELOC 100% | 7.250% | |
| Personal Line of Credit | 6.250% |
APR=Annual Percentage Rate. APRs range from 3.45% to 18.00%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. We offer a rate discount of .25% APR with automatic payments to your loan and enrollment in e-Statements. This rate discount apply only to non-real estate, secured loans. Membership required to borrow. Index=26 week Treasury Bill Rate.
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 3 MO SHARE CD | 0.450% | $1,000.00 |
| 6 MO SHARE CD | 0.600% | $1,000.00 |
| 9 MO SHARE CD | 0.600% | $1,000.00 |
| 12 MO SHARE CD | 1.160% | $1,000.00 |
| 18 MO SHARE CD | 1.210% | $1,000.00 |
| 24 MO SHARE CD | 1.510% | $1,000.00 |
| 36 MO SHARE CD | 1.860% | $1,000.00 |
| 48 MO SHARE CD | 1.810% | $1,000.00 |
| 60 MO SHARE CD | 2.520% | $1,000.00 |
APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.