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Rates & Fees


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Savings Rates - Effective Friday, March 1, 2019
PRIMARY SHARE0.100%$25.00$25.00
YOUTH SAVINGS0.250%$5.00$5.00
HOLIDAY CLUB ACCT0.250%$1.00$1.00
VACATION CLUB0.250%$1.00$1.00
SHARE DRAFT0.000%$0.00$25.00
MONEYTREE ACCOUNT0.100%$1,000.00$50.00
MONEYTREE ACCOUNT0.100%$1,000.00$1,000.00
MONEYTREE ACCOUNT0.100%$1,000.00$2,500.00
MONEYTREE ACCOUNT0.200%$1,000.00$10,000.00
MONEYTREE ACCOUNT0.200%$1,000.00$25,000.00
MONEYTREE ACCOUNT0.200%$1,000.00$50,000.00
MONEYTREE ACCOUNT0.250%$1,000.00$100,000.00
TRADITIONAL IRA SAVINGS0.250%$100.00$100.00
ROTH IRA SAVINGS0.250%$100.00$100.00
COVERDELL IRA SAVINGS0.250%$100.00$100.00

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time.

Loan Rates - Effective Wednesday, August 21, 2019
Loan TypeRates as low asTerms/Information
Used Auto 48 Months4.530%
Used Auto 60 Months4.780%
Used Auto 72 Months5.030%
New Auto 48 Months4.030%
New Auto 60 Months4.280%
New Auto 72 Months4.530%
Signature Loan9.030%
Personal Line of Credit9.280%
Home Equity Fixed5.250%
Home Equity Fixed6.250%
Home Equity Loans7.250%
JUNIOR HELOC 90%6.250%
JUNIOR HELOC 100%7.250%
RV/Boat/Trailer 48 Months5.030%
RV/Boat/Trailer 60 Months5.280%
RV/Boat/Trailer 72 months5.530%

APR=Annual Percentage Rate. APRs range from 4.03% to 20.03%. The APR you qualify for is based on repayment period, your vehicle’s value, year and mileage and your credit qualifications including residential status, credit and employment history. We offer a rate discount of .50% APR with automatic payments to your loan and enrollment in e-Statements. This rate discount applies only to non-real estate, secured loans. Membership required to borrow. Payment Example: If you borrow $10,000 for 48 months at 4.53% APR your monthly payment would be $229.00. Index=26 week Treasury Bill Rate.

Certificate Rates - Effective Wednesday, August 21, 2019
Certificate TermAPYMinimum Deposit
3 MO SHARE CD0.500%$1,000.00
6 MO SHARE CD0.750%$1,000.00
9 MO SHARE CD0.750%$1,000.00
12 MO SHARE CD1.410%$1,000.00
18 MO SHARE CD1.760%$1,000.00
24 MO SHARE CD2.020%$1,000.00
36 MO SHARE CD2.270%$1,000.00
48 MO SHARE CD2.270%$1,000.00
60 MO SHARE CD2.630%$1,000.00
SPECIAL 18 MO CD1.860%$5,000.00
SPECIAL 18 MO CD1.960%$50,000.00

APY=Annual Percentage Yield. Lighthouse Community Credit Union reserves the right to discontinue or modify rate offers at any time. Minimum Required to Open is also the Minimum Required to earn APY.

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Fee Schedule