If you are looking to earn more on your money, consider one of our share savings accounts. Lighthouse Community Credit Union has consistently proven to be the best source for financial services.
Our share account works just like a regular passbook savings account, but as an owner, you earn competitive dividends. As a member owner you are required to maintain a minimum account balance of $25.00* at all times – this is called par.
These special Club Accounts let you save money all year long for specific events like holiday shopping or vacation. Just make regular deposits throughout the year and watch your savings – plus dividends – grow. The balance is transferred to your savings November 1st for the Holiday Club and May 1st for the Vacation Club.
Your family members are eligible for an account with LHCCU. Start a Youth Account today for that special youngster in your life. As a member owner they would be required to maintain a minimum account balance of $5.00* at all times – this is called par. Once opened they would receive periodic educational information from the credit union, including our semi annual coloring contest for those 12 and under.
A share certificate is a high-yield means of earning the maximum return on your deposit. Rates and terms vary so check with the credit union for current information.
Earn the highest possible return on your investment without losing access to your funds or the security of federal insurance. This account allows you three withdrawals and three transfers per month. Dividends are paid and posted monthly. Minimum required for this account is $1,000.00 – the more you deposit the higher the return. Let us give you all the details!
An IRA is one of the best ways to save for retirement. Earnings on IRAs are not taxed until funds are withdrawn from the account, so your total balance grows more rapidly than those of comparable accounts. Recent legislation was also passed increasing the spousal contribution limit (for a non-working spouse) up to $2,000 from the previous amount of $250. Contributions may even be tax-deductible-consult your tax advisor for details. Contact us for our current rates. We have information about the new Roth IRA and Education IRA.
The checking account designed for you. No minimum balance. No monthly service fee**.
*Youth account minimum is $5.00 (18 years and younger)
** Other fees, such as insufficient funds, stop pay requests, and automatic overdraft protection transfer fees may apply to all checking accounts.
We offer low rates and competitive terms on loans for most any purpose : purchase a car, fund a dream vacation, or home improvement. Don’t borrow from a stranger. You are an owner not just another customer. Current loan rates are on our Rates Page. You can apply on line for a consumer loan.
We offer auto loans for both new and used vehicles. Unlike “special financing” from many auto manufacturers, you are not limited to certain models, and there are no hidden charges or fees. A wide variety of low-cost rates and affordable terms are available. We suggest you contact us for a pre-approval for your next automobile purchase.
We also offer loans for Motorhomes, Travel Trailers, Boats, Jet skis and snowmobiles.
Usually, a loan secured against your home will give you the lowest rate and best terms. Our home equity loan is designed to meet your needs to pay off credit cards, for home improvement or vacation. We offer both Home Equity Line of Credit and a closed end Home Equity.
Need to consolidate? Maybe tuition is due for your children. Whatever the reason, if you need up to $7,500 we can arrange it quickly.